M CUSTOMER

INSIGHTS

Risk Alerts

Live risk cues on concentration, drift and volatility for the ₹48.62L Premium book.

1 open alert — Financials concentration above model band for IN-104281.
Open alerts
1
Needs review
Watchlist
3
Soft cues
Risk score
62
Moderate
Last scan
Today 18:10
IST
SeverityAlertMetricThresholdCurrentRaisedStatus
HighFinancials concentrationSector weight≤ 18%22%09 AprOpen
WatchEquity drift vs targetSleeve weight50% ±354%08 AprWatch
WatchCopper underweightSleeve weight5%3%01 AprWatch
WatchSingle-name HDFCBANKName weight≤ 12% equity11.4%06 AprWatch
InfoGold ballast intactSleeve weight8–12%10%04 AprClosed
InfoSIP continuityMissed SIPs0004 AprClosed
InfoDrawdown from peakPortfolio DD≤ 8%2.1%22 MarClosed

Suggested responses

From AI pack · adviser reviewed
  • Trim or pause fresh bank adds until financials ≤ 18% of book.
  • Route new SIPs to flexi / large-cap funds rather than direct bank equity.
  • Cumulatively top-up copper sleeve toward 5% over 2–3 tranches.